About
From Overwhelmed to Empowered – My Story, Your Hope
I’m Terri NKlein—a Ramsey Preferred Financial Coach.
I came to America with big dreams but quickly realized that building a good credit score was essential for buying a car, a home, or even qualifying for basic services. When I first got my credit card, I was excited but unaware of how credit worked long-term. After marrying, I managed our combined debts—credit cards, loans, and large purchases like a luxury car and trailer. Despite paying bills on time, the debt felt endless, and I became overwhelmed and exhausted. This struggle motivated me to learn about personal finance and credit management. In 2011, we discovered Dave Ramsey’s principles and everything changed. We paid off debt, learned how to budget with confidence, and built a financial foundation that gave us peace of mind.
That transformation inspired me to help others do the same.
🌟 My Mission
As a dedicated financial coach, my mission is to high-earning women to achieve their financial goals through personalized guidance, knowledge , and support. I strive to serve clients create accountable, profitable and actionable plans for building wealth, achieving your goals, living in free spirit and freedom life.
💎 Why I coach
I know firsthand that even high earners can feel overwhelmed by money. Having an income doesn’t always mean you feel secure. Many women I work with tell me they feel stuck, stressed, or unsure how to build real wealth. That’s why I walk alongside you—step by step—so you can finally feel in control of your money and your future.
My approach is simple:
1️⃣ Consultation – We talk about your goals and challenges.
2️⃣ Plan Together – We build a customized plan that works for you.
3️⃣ Coaching Sessions – I keep you motivated, accountable, and encouraged until you reach your goals
🏢 Back-Office Rescue For Business Owners
Running a business is hard—but running the back office can feel impossible if it’s not your strength. That’s where I come in.
I help overwhelmed business owners clean up and streamline their operations so they can focus on what they do best—growing their business.
What I Offer (A–Z Rescue):
- Organizing office systems and workflows
- Managing day-to-day office operations
- Setting up financial tracking and budgets
- Streamlining paperwork and processes
- Creating structure so your office runs smoothly (even without you)
Think of me as your “Back Office Lifesaver”—I rescue your business operations so you can breathe again